I believe ACCORD COMMUNITY BANK is a subsidiary of Accord Savings and Loans Ltd (as the 2 coys are located in the same building), Accord Comm. Bank was blacklisted as a failed bank by CBN's OFID (other financial institutions).
For these singular reason, my verdict is NO!!!! (to the PP). Check link:
http://www.cenbank.org/OUT/CIRCULARS...ID-12-2007.PDF
NO OFFENSE TO Faoogoke (RESPECT)