answer to your question c kennths - I believe hipsy got there before me!
In reality, the ARM (agf) is for a serious long term commitment. Im talking at least 2 years. If it can grow as strong as the the Discovery fund in that period of time then its definatly a worthy buy!
Its also a very good time in the year to be doing the offer, share prices are begining to fall (obvious reason "December"), with a very good investment analysist they stand to make a killing next year if they start placing investments right after the offer.
Julz
