Atm Frauds:your Money Or Your Life?

[homebase]

FREE INFO ON HOW TO PROTECT YOURSELF AGAINST ATM FRAUDS

Like everything else in life,the advent of the automated teller machine[ATM] into the Nigeriafinancial system has its gain and pain.This is being attested to by theb comments of ATMusers in the country.While some people are praising the ease at which ones can accessmoney via the machine, the experience of others with the machine are not only about missing money but also life threatning.

A story was told of a guy at a ATM terminal in Ikeja who collapsed on seeing that his originalbalance of N164,000.00 has reduced to mysterious balance of N1,000.Similarly,in some placeson the net, i do read about the unpalatable experiences of some Nigerian ATM users scampost of which one of such goes thus:"When it happened {ATM FRAUD} to a kid-sister of mine that works with one of the second generation banks, then i said we are in for it in this country.I for one have not all been conveniennt with this technology as it has gotten so advanced in the western world (with its attendant thieves) such that we in this parts of the world would be,sorry to say, guinea-pigs in the development of same technology. But that is the future of consumers spending and i want to believe that the INTERSWITCH guys are really on top this trade. My people always shine your eyes!".

So having been reading,hearing and witnessing relatively similar stories, i am scare, because as an ATM user myself, i don't want to have a taste of such experiences.In the course of looking for ways to protect my money against ATM frauds, i discoverd how people are being scammed and how to avoid them.And i know there are many ATM users out there that are concerned about the safety of their money who as well will like to have such information.

I am giving out the infomation for FREE, so if you are an ATM user or you know of anybodywho is an ATM user, send your email address to: naijatalent@yahoo.com to receive the FREE information on how to protect yourself against ATM frauds .

[knightofdelta]

Originally Posted by homebase

FREE INFO ON HOW TO PROTECT YOURSELF AGAINST ATM FRAUDS

Like everything else in life,the advent of the automated teller machine[ATM] into the Nigeriafinancial system has its gain and pain.This is being attested to by theb comments of ATMusers in the country.While some people are praising the ease at which ones can accessmoney via the machine, the experience of others with the machine are not only about missing money but also life threatning.

A story was told of a guy at a ATM terminal in Ikeja who collapsed on seeing that his originalbalance of N164,000.00 has reduced to mysterious balance of N1,000.Similarly,in some placeson the net, i do read about the unpalatable experiences of some Nigerian ATM users scampost of which one of such goes thus:"When it happened {ATM FRAUD} to a kid-sister of mine that works with one of the second generation banks, then i said we are in for it in this country.I for one have not all been conveniennt with this technology as it has gotten so advanced in the western world (with its attendant thieves) such that we in this parts of the world would be,sorry to say, guinea-pigs in the development of same technology. But that is the future of consumers spending and i want to believe that the INTERSWITCH guys are really on top this trade. My people always shine your eyes!".

So having been reading,hearing and witnessing relatively similar stories, i am scare, because as an ATM user myself, i don't want to have a taste of such experiences.In the course of looking for ways to protect my money against ATM frauds, i discoverd how people are being scammed and how to avoid them.And i know there are many ATM users out there that are concerned about the safety of their money who as well will like to have such information.

I am giving out the infomation for FREE, so if you are an ATM user or you know of anybodywho is an ATM user, send your email address to: naijatalent@yahoo.com to receive the FREE information on how to protect yourself against ATM frauds .

Yes, this thing is real. I have close ties with Interswitch and I can categorically tell you that the Interswitch network has one the tightest securities in the world. Just make sure you keep you pin in your head, don't give it out to anyone and you are safe. Even Visa wanted to piggy back on the network but they were bounced off for old reasons.

[homebase]

Yes, i know interswitch is taking the ATM security lightly.
But my observation shows that scammers have their advance
methods of frauding people. Also many people think that the
only way scammer can have your PIN is only verbally telling
or unknownly showing the PIN, and that is not true.

That is why i have compiled the various ways to protect
yourself against ATM frauds in this free report.

[hispy99]

Originally Posted by homebase

Yes, i know interswitch is taking the ATM security lightly.
But my observation shows that scammers have their advance
methods of frauding people. Also many people think that the
only way scammer can have your PIN is only verbally telling
or unknownly showing the PIN, and that is not true.

That is why i have compiled the various ways to protect
yourself against ATM frauds in this free report.

why don't you just post the file here for all of us?

[knightofdelta]

Yes, it will be good if you could just post it and we will direct members here. In SMN, we share...

[olusolakemmy]

Originally Posted by homebase

FREE INFO ON HOW TO PROTECT YOURSELF AGAINST ATM FRAUDS

Like everything else in life,the advent of the automated teller machine[ATM] into the Nigeriafinancial system has its gain and pain.This is being attested to by theb comments of ATMusers in the country.While some people are praising the ease at which ones can accessmoney via the machine, the experience of others with the machine are not only about missing money but also life threatning.

A story was told of a guy at a ATM terminal in Ikeja who collapsed on seeing that his originalbalance of N164,000.00 has reduced to mysterious balance of N1,000.Similarly,in some placeson the net, i do read about the unpalatable experiences of some Nigerian ATM users scampost of which one of such goes thus:"When it happened {ATM FRAUD} to a kid-sister of mine that works with one of the second generation banks, then i said we are in for it in this country.I for one have not all been conveniennt with this technology as it has gotten so advanced in the western world (with its attendant thieves) such that we in this parts of the world would be,sorry to say, guinea-pigs in the development of same technology. But that is the future of consumers spending and i want to believe that the INTERSWITCH guys are really on top this trade. My people always shine your eyes!".

So having been reading,hearing and witnessing relatively similar stories, i am scare, because as an ATM user myself, i don't want to have a taste of such experiences.In the course of looking for ways to protect my money against ATM frauds, i discoverd how people are being scammed and how to avoid them.And i know there are many ATM users out there that are concerned about the safety of their money who as well will like to have such information.

I am giving out the infomation for FREE, so if you are an ATM user or you know of anybodywho is an ATM user, send your email address to: naijatalent@yahoo.com to receive the FREE information on how to protect yourself against ATM frauds .

as suggested by others, and because you empahsize how free your information is, the best way to help all of us ATM users in this forum, is to post or attached the information on smn.
that way, the info spread faster, that way we can digest it better by analysing it.

fraud thrives in secrecy!!!!!

[despi_dynasty]

Originally Posted by homebase

FREE INFO ON HOW TO PROTECT YOURSELF AGAINST ATM FRAUDS

Like everything else in life,the advent of the automated teller machine[ATM] into the Nigeriafinancial system has its gain and pain.This is being attested to by theb comments of ATMusers in the country.While some people are praising the ease at which ones can accessmoney via the machine, the experience of others with the machine are not only about missing money but also life threatning.

A story was told of a guy at a ATM terminal in Ikeja who collapsed on seeing that his originalbalance of N164,000.00 has reduced to mysterious balance of N1,000.Similarly,in some placeson the net, i do read about the unpalatable experiences of some Nigerian ATM users scampost of which one of such goes thus:"When it happened {ATM FRAUD} to a kid-sister of mine that works with one of the second generation banks, then i said we are in for it in this country.I for one have not all been conveniennt with this technology as it has gotten so advanced in the western world (with its attendant thieves) such that we in this parts of the world would be,sorry to say, guinea-pigs in the development of same technology. But that is the future of consumers spending and i want to believe that the INTERSWITCH guys are really on top this trade. My people always shine your eyes!".

So having been reading,hearing and witnessing relatively similar stories, i am scare, because as an ATM user myself, i don't want to have a taste of such experiences.In the course of looking for ways to protect my money against ATM frauds, i discoverd how people are being scammed and how to avoid them.And i know there are many ATM users out there that are concerned about the safety of their money who as well will like to have such information.

I am giving out the infomation for FREE, so if you are an ATM user or you know of anybodywho is an ATM user, send your email address to: naijatalent@yahoo.com to receive the FREE information on how to protect yourself against ATM frauds .

It is my own opinion that everything called network are never reliable. Why am I saying this? I have seen several times when one network or the other made a kind of mistake no one will ever egree they will ever do it one day. This morning at my side ( I don't know about other places) someone waked up and tried to make call with mtn network, not knowing he is having no money in his phone. What he did was to reenter a credit he used the previous day. Luckly to him, it entered. The geltle man then went into the street, visiting where credits were being sold. All that he picked from ground which is alreadu used credit were all making way into his phone account. Those that saw him also went around doing same, and they were all successful. Not later than 7 AM, may be it is the time the network stakeholders discoverd what was going on, the whol thing stoped. Meanwhile some lucky ones are already with 6000 to 8000 into there phone. Shuld I call this a mistake from Mtn or they purposely did it? I don't know.

What I am trying to point out here is that network is not reliable. Computer can mess up at any given time unexpectedly. I am not in agreement with ATM to any extend. I have got mine, but cannever finalise its activation, because I know something can happen any given time.

Lets always shine our eyes very well my country people.

[homebase]

Hello house, the reason i am not thinking of posting the
information is that it will too long to be a post. Even those
i have sent the information to got it as attached file.
Anyway, here is the part of the information:



Choosing an ATM


Tip 1
Where possible, use ATMs with which you are most familiar. Alternatively, choose well-lit, well-placed ATMs where you feel comfortable.


Tip 2
Scan the whole ATM area before you approach it. Avoid using the ATM altogether if there are any suspicious-looking individuals around or if it looks too isolated or unsafe.


Tip 3
Avoid opening your purse, bag or wallet while in the queue for the ATM. Have your card ready in your hand before you approach the ATM.


Tip 4
Notice if anything looks unusual or suspicious about the ATM indicating it might have been altered. If the ATM appears to have any attachments to the card slot or key pad, do not use it. Check for unusual instructions on the display screen and for suspicious blank screens. If you suspect that the ATM has been interfered with, proceed to another ATM and inform the bank.


Tip 5
Avoid ATMs which have messages or signs fixed to them indicating that the screen directions have been changed, especially if the message is posted over the card reader.
Banks and other ATM owners will not put up messages directing you to specific ATMs, nor would they direct you to use an ATM which has been altered.


Using an ATM


Tip 6
Be especially cautious when strangers offer to help you at an ATM, even if your card is stuck or you are experiencing difficulty with the transaction. You should not allow anyone to distract you while you are at the ATM.


Tip 7
Check that other individuals in the queue keep an acceptable distance from you. Be on the look-out for individuals who might be watching you enter your PIN.


Tip 8
Stand close to the ATM and shield the keypad with your hand when keying in your PIN
( you may wish to use the knuckle of your middle finger to key in the PIN).


Tip 9
Follow the instructions on the display screen, e.g. do not key in your PIN until the ATM requests you to do so.


Tip 10
If you feel the ATM is not working normally, press the Cancel key and withdraw your card and then proceed to another ATM, reporting the matter to your financial institution.


Tip 11
Never force your card into the card slot.


Tip 12
Keep your printed transaction record so that you can compare your ATM receipts to your monthly statement.


Tip 13
If your card gets jammed, retained or lost, or if you are interfered with at an ATM, report this immediately to the bank and/or police using the help line provided or nearest phone.


Tip 14
Do not be in a hurry during the transaction, and carefully secure your card & cash in your wallet, handbag or pocket before leaving the ATM.


Managing Your ATM Use


Tip 15
Memorise your PIN
(if you must write it down, do so in a disguised manner and never carry it with your card).


Tip 16
NEVER disclose your PIN to anyone, whether to family member, bank staff or police.


Tip 17
Do not use obvious and guessable numbers for your PIN like your date of birth.


Tip 18
Change your PIN periodically, and, if you think it may have been compromised, change it immediately.

Tip 19
Set your daily ATM withdrawal limit at your branch at levels you consider reasonable.

Tip 20
Regularly check your account balance and bank statements and report any discrepancies to your bank immediately.


Courtesy of Global ATM Security Alliance (GASA)




So if any one is still interested in the full information, send in your
e-mail id.

Thanks.

[knightofdelta]

Thanks for sharing...

[hispy99]

Originally Posted by homebase

Hello house, the reason i am not thinking of posting the
information is that it will too long to be a post. Even those
i have sent the information to got it as attached file.
Anyway, here is the part of the information:




Thanks.

@homebase, thanks for posting this...you can actually attach a file to your post if you want to. If you need help attaching the file, let us know.

thanks